September 14, 2022
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
March 17, 2020
AgencyAN IMPORTANT UPDATE FOR OUR CUSTOMERS
AN UPDATE FOR OUR CUSTOMERS The spread of the Coronavirus (COVID-19) has our attention. We want you to know that Coggins Insurance Agency is doing everything possible to keep our employees and you, our customer, safe while delivering the best ...
March 12, 2020
AgencyAN UPDATE FOR OUR CUSTOMERS
The spread of the Coronavirus (COVID-19) has our attention. We want you to know that Coggins Insurance Agency is doing everything possible to keep our employees and you, our customer, safe while delivering the best customer experience possible. We a...
December 13, 2019
AgencyAsk Gina – Homeowner’s Replacement Cost
Q: Hey Gina, my insurance policy says it will cover the replacement cost for my home if it is a total loss. Why is my replacement cost more than my home’s market value? A: Replacement cost and market value are two different things....
December 6, 2019
AgencyAsk Gina – Premium Audit
Q: Hey Gina, what is a premium audit? A: Premium audits are commonly performed on General Liability, Liquor Liability and Workers Compensation policies. This is an audit of the exposure basis for an insurance policy (i.e., payroll, sales, or v...
November 22, 2019
AgencyAsk Gina – Rental Car Insurance
Hey Gina, how do I know if my auto insurance covers my rental car? A: Your personal auto insurance, including all limits and deductibles, extends to almost any rental car you drive. That means, if you carry comprehensive and col...
November 15, 2019
AgencyAsk Gina – PIP
Q: Hey Gina, can you explain what PIP is and what it does? A: The Pips put the “Woo-woo!” behind Gladys Knight’s midnight train, but in the insurance world, “PIP” stands for Personal Injury Protection. Also known ...
November 1, 2019
AgencyAsk Gina – Insurance Scores
Q: Hey Gina, what is an insurance score? A: An insurance score is a numerical point system utilized by insurers to predict risk. It is a key component to determining the total premium that an individual will pay for auto, homeowner&rsquo...
October 31, 2019
AgencyFive Cars to Drive While You Still Have a Pulse
With baby boomers more aware of their own mortality these days, “bucket lists” of things to do before one’s demise have become increasingly popular. Our friends at Hagerty® have listed their top five cars that need to be driven ...
October 25, 2019
AgencyAsk Gina – VIN Numbers
Q Hey Gina, why does my independent insurance agent request a vehicle identification number (VIN) when I apply for a car insurance quote? A: Using the VIN, the 17-digit alphanumeric serial number found on the dashboard on the driver's s...